If an ordinary American citizen accumulates an unmanageable debt (which is a lot easier than one might think), that citizen is likely to spend the rest of his/her life paying for it.
However, there is a message that parallels this one that brings us closer to the present:
If the United States government accumulates an unmanageable debt, its ordinary citizens are likely to spend the rest of their lives paying for it.
We can now home in on the message for our current situation:
If a major American financial institution accumulates an unmanageable debt, the United States government will absorb that debt into its own unmanageable debt; and the result is (guess what?) that ordinary citizens are likely to spend the rest of their lives paying for it.
Basically, the whole activity bears a shocking resemblance to any gaming table in Las Vegas, which is intentionally designed to keep the house rich at the expense of its customers. Is it any wonder that German Chancellor Angela Merkel is speaking out so strongly about keeping her country away from such a table?